Since 1996, ACFN has been placing ATMs in hotels, restaurants, retail centers, and entertainment venues across the United States and Canada. We began offering franchise opportunities in 2003 and haven't looked back.
25+ years in business · $5 Billion+ dispensed
Your part-time franchisefor a full-time future.
ACFN is North America's only ATM franchise. A low-overhead, home-based business that generates residual income with just a few hours a week.
250+Active Franchisees
2,750+ATMs Deployed
$5B+Dispensed to Date
#1Hotel ATM Provider in US
Entrepreneur Franchise 500Inc. Magazine FeaturedFranchise Times RecognizedMilitary Times Best Franchise for VetsAllBusiness.com Top Opportunity25+ Years in Business$5 Billion+ Dispensed
About ACFN
The nation's only ATM franchise network
- 1996Established
- ExclusiveHotel Contracts
- 10-YearAgreement
- In-HouseFinancing
An ACFN ATM on location in a hotel lobbyUnlike other vending businesses, ACFN requires no employees, no perishable inventory, no long-term leases, and very little advertising. Your "inventory" is cash, and you put it to work for you.
Our corporate office secures all national contracts with major hotel chains. Franchisees focus on what matters: outstanding local service.
One of the 2,000+ hotel properties ACFN servesLargest ATM Provider to Hotels in the U.S.
ACFN serves over 2,000 properties and is the exclusive endorsed ATM provider for some of the most recognized hotel brands in the country.
2,000+Properties served
48States + Canada
Why Choose ACFN
Built for people who value freedom and residual income.
No selling. No overhead. No employees. Just ATMs working for you around the clock.
Residual income
Earn a surcharge on every transaction. The machines generate income 24/7, even while you sleep.
Part-time hours
Each ATM needs about five minutes of service per week. Run the whole business in your spare time.
Home-based
No office, no lease, no commute. Manage everything from home on your own schedule.
Scalable
No cap on ATMs. Start with one location and grow at whatever pace suits your life and finances.
Expert support
ACFN trains you in every aspect and stays by your side. National contracts are handled for you.
Veteran-friendly
Recognized by Military Times as one of the best franchises for veterans. Structured and disciplined.
Investment & Cost
Transparent pricing. Immediate returns.
Startup Investment Summary
Franchise Fee$25,995
Financing options available in-house
Per ATM Location (machine + cash)$8,000
Total Estimated Investment$33,995+
In-house financing available. Start earning from your very first ATM installation.
Why ATM beats other vending businesses
Other Vending
- Perishable inventory
- High overhead costs
- Employees required
- Paid advertising
- Expensive tools
- Rent to properties
ACFN ATM Franchise
- Cash is your inventory
- Zero overhead
- No employees needed
- No advertising costs
- Simple proven tech
- Profit sharing only
10-year franchise agreement with renewal option. Your spouse or partner can be trained at no additional cost.
How It Works
Up and running in four simple steps.
Franchisee Stories
Real people. Real income.
Jeff Kerr and the ACFN team have created a well thought out business model with all the necessary support mechanisms. To be successful, all I need to do is utilize the umbrella and execute the plan.
I became a franchisee in May 2013 after being introduced by a close friend. I am extremely satisfied with the support I have received and confident about the continued growth of my ATM business.
Since the pandemic I've added 31 new ATMs to my network through organic growth. I decided to accelerate when most people were slowing down. What a truly great decision that turned out to be.
As seen in
Entrepreneur
Inc. Magazine
Franchise Times
Military Times
AllBusiness.com
Common Questions
Everything you want to know.
Do I need business or ATM experience?
No experience is required. ACFN's training program and ongoing support will teach you everything. Our team helps you succeed in every step of building and operating your franchise.
How soon can I start generating income?
You can start earning as soon as you install your first ATM. Complete training, secure a host location, and you're ready, with no long ramp-up period.
How many ATMs can I own?
There is no limit. The business is designed to scale. Grow from one ATM to a large portfolio. Many franchisees own dozens of machines.
How much time does it take each week?
Each ATM requires approximately five minutes of service per week. The business is designed to be operated part-time without interfering with your primary income or lifestyle.
Do I need to hire employees?
No. ACFN is a solo home-based operation. There's no need to hire staff. Your partner or spouse can be trained at no additional cost.
How long is the franchise agreement?
The franchise agreement is 10 years with the option to renew. ACFN also offers in-house financing to help cover the franchise fee.
How does ACFN make money?
ACFN's primary income comes from third-party transaction fees (interchange fees). These are separate from the surcharge you collect at your machines. Both you and ACFN earn from each transaction.
Get Started Today
Ready to build your ATM business?
Download our free franchise guide or check if your territory is still available. Takes less than a minute.
Prefer to talk? Call us at (888) 444-2236